Welcome to the SMART website

SMART is the superannuation fund set-up for Sugar milling industry employees in Queensland and New South Wales.

In 2008, SMART will be celebrating its 20th year! With over 500 members and 23 employers who have been with SMART for the entire 20 years, SMART is proud of their achievement. SMART membership has now grown to over 5400.*

*Figure taken as at 31 March 2007

SMART has a simple, low cost charging structure, which may help you get better value from your investments. All profits earned by the Fund are returned to the membership and costs are kept as low as possible.

Click here to access your SMART Account on line

Click here to access your SMART Employer Account on line

KEY FEATURES OF SMART:
Low Fees
Benefits on retirement
Death and total and permanent disablement insurance cover for eligible members
Ability to accept voluntary contributions for no additional fees
Full portability of benefits when you move from job to job
Professionally managed investments
A choice of five different investment options
Access to specialist financial planning services
Insurance cover for seasonal workers who do not work through the non-crushing season, provided insurance is existing.
Toll free telephone contracts
A Member on-line facility, which can give you access to your Super online

Changes to Fund Rules
 From time to time, the Trustee may decide to alter the provisions of the Fund. However, for your protection, certain entitlements, which you have cannot be altered without your consent.

How to join
 Contact us to ask for an application form. The application form will guide you through the steps you need to take to become a member.

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